NEW YORK STATE
HEALTH INSURANCE PROGRAM (NYSHIP)
NOTICE OF PRIVACY PRACTICES
THIS NOTICE DESCRIBES HOW MEDICAL INFORMATION ABOUT
YOU MAY BE USED AND DISCLOSED
AND HOW YOU CAN GET ACCESS TO THIS INFORMATION.
PLEASE REVIEW IT CAREFULLY.
Who Will Follow this Notice
The New York State Health Insurance Program (NYSHIP) provides health benefits through the Empire Plan, various Health Maintenance Organizations, the New York State Dental Plan, the New York State Vision Plan, and the Student Employee Health Plan. NYSHIP is administered by the Employee Benefits Division (EBD) of the New York State Department of Civil Service (DCS), and other select staff of DCS. This Notice describes NYSHIP's policies and practices regarding safeguarding your personal medical information.
Each of the insurers and Health Maintenance Organizations that participate in NYSHIP maintain their own Notice of Privacy Practices describing how they may use and disclose your personal medical information and are required to provide you with a copy of their Notice. Any questions or comments about the privacy practices of an insurer or HMO should be directed to the address provided on its Notice.
Our Pledge Regarding Medical Information
The New York State Health Insurance Program (NYSHIP) understands that medical information about you and your health is personal. We are committed to protecting medical information about you. We create a record of information about you to enroll you in the various NYSHIP health benefit programs. We need this record to provide you with quality services and to comply with certain legal requirements. This Notice applies to all of the records of your enrollment and participation in NYSHIP maintained by DCS, whether generated by DCS personnel, by staff in your employer's personnel office, or by the NYSHIP insurance carriers and contractors.
This Notice will tell you about the ways in which we may use and disclose medical information about you. It also describes your rights and certain obligations we have regarding the use and disclosure of medical information.
We are required by law to:
- Make sure that medical information that identifies you is kept private;
- Maintain this Notice of our legal duties and privacy practices with respect to medical information about you; and
- Follow the terms of the Notice that is currently in effect.
How We May Use and Disclose Medical Information about You
The following categories describe different ways that NYSHIP uses and discloses medical information. For each category of uses and disclosures, we will explain what we mean and try to give some examples. Not every use or disclosure in a category will be listed. However, all of the ways we are permitted to use and disclose information will fall within one of the categories.
- For Treatment. As a health plan, NYSHIP may release medical information about you for treatment purposes. Enrollment information, such as your name, address, plan name and coverage dates may be released to insurers or organizations responsible for delivering or administering a portion of your health care.
- For Payment. We may use and disclose your medical information to obtain payment of premiums for your coverage and determine or fulfill our responsibility to provide coverage for you and your dependents. For example, information may be released to the New York State Office of the State Comptroller for use in collecting health insurance premiums. We may also release enrollment and premium information to your employer for the purposes of performing administrative duties.
- For Health Care Operations. We may use and disclose medical information about you to perform health care operation functions necessary to run NYSHIP. For example, we may use or disclose information for auditing claims payment and customer service performance of NYSHIP insurers and Health Maintenance Organizations and for investigating grievances, analyzing plan performance, and investigating fraud and abuse cases.
- To Persons Involved in Your Care. We may release medical information about you to a person involved in your care, such as a family member, when you are incapacitated or in an emergency, or when permitted by law.
- To Your Employer as Plan Sponsor of Your Health Plan. Information about your participation in NYSHIP may be disclosed to your employer so that it can monitor, audit and otherwise administer its employee health plan. For example, NYSHIP or a NYSHIP insurer may disclose medical information to a Plan Sponsor for the purpose of obtaining premium bids for the provision of health insurance coverage. Your employer is not permitted to use the information we disclose for any purpose other than administration of your employer's health plan.
- To Business Associates. We may disclose your medical information to companies with whom we contract, if they need it to perform services we have requested. For example, we will release your information to vendors in order to ensure you receive benefit cards and information about your benefits. When we enter into these types of arrangements, we obtain written agreement to protect your confidentiality prior to releasing your information.
- Research. Under certain circumstances, we may use and disclose medical information about you for research purposes, subject to strict legal restrictions.
- As Required By Law. We will disclose medical information about you when required to do so by federal, state or local law.
- To Avert a Serious Threat to Health or Safety. We may use and disclose medical information about you when necessary to prevent a serious threat to your health and safety or the health and safety of the public or another person. Any disclosure, however, would only be to someone able to help prevent the threat.
- Military and Veterans. If you are a member of the armed forces or reserves, we may release medical information about you as required by military command authorities.
- Workers' Compensation. We may release medical information about you for Workers' Compensation or similar programs.
- Public Health Risks. We may provide medical information about you to prevent or control disease, injury or disability, such as to report reactions to medications.
- Health Oversight Activities. We may disclose medical information to a health oversight agency for activities authorized by law, such as audits, investigations, inspections, and licensure.
- Lawsuits and Disputes. If you are involved in a lawsuit or dispute, we may disclose medical information about you in response to a court or administrative order. We may also disclose medical information about you in response to a subpoena, discovery request, or other lawful process by someone else involved in the dispute, but only if efforts have been made to tell you about the request or to obtain an order protecting the information requested.
- Law Enforcement. We may release medical information if asked to do so by a law enforcement official:
- In response to a court order, subpoena, warrant, summons or similar process;
- To identify or locate a suspect, fugitive, material witness, or missing person;
- About the victim of a crime if, under certain limited circumstances, we are unable to obtain the person's agreement;
- About a death we believe may be the result of criminal conduct;
- About criminal conduct associated with NYSHIP; and
- In emergency circumstances, to report a crime; the location of the crime or victims; or the identity, description or location of the person who committed the crime.
- National Security and Intelligence Activities. We may release medical information about you to authorized federal officials for intelligence, counterintelligence, and other national security activities authorized by law.
- Protective Services for the President and Others. We may disclose medical information about you to authorized federal officials so they may provide protection to the President, other authorized persons or foreign heads of state or conduct special investigations.
Your Rights Regarding Medical Information about You
You have the following rights regarding medical information we maintain about you:
- Right to Inspect and Copy. You have the right to inspect and copy medical information we maintain about you. Your request must be made in writing. If you request a copy of the information, we may charge a fee for the costs of retrieving, copying, and mailing your records. We may deny your request to inspect and/or obtain a copy in certain very limited circumstances. If you are denied access to medical information, you may request that the denial be reviewed. The Department of Civil Service will assign a person to review your request and the denial. The person conducting the review will not be the person who denied your request. We will comply with the outcome of the review.
- Right to an Accounting of Disclosures. You have the right to receive a list of any disclosures we or our business associates make of your medical information, for up to six years before the date of your request. The list will not include disclosures made prior to April 14, 2003, disclosures made for treatment, payment or health care operations, and certain other disclosures that are excepted by law. The first list you request within a 12-month period will be free. For additional lists, we may charge you for the costs of providing the list.
- Right to Amend. If you feel that medical information we have about you is incorrect or incomplete, you may ask us to amend the information. You have the right to request an amendment for as long as the information is kept by or for NYSHIP. All requests to amend or correct information in your health records must be made in writing. In addition, you must provide a reason that supports your request. We may deny your request for an amendment if it is not in writing or does not include a reason to support the request. In addition, we may deny your request if you ask us to amend information that:
- Was not created by us;
- Is not part of the medical information kept by NYSHIP;
- Is not part of the information which you would be permitted to inspect and copy; or
- Is accurate and complete.
- Right to Request Restriction. You have the right to request a restriction or limitation on the medical information we use or disclose about you for treatment, payment or health care operations. You also have the right to request a limit on the medical information we disclose about you to someone involved in your care, such as a friend or family member. We are not required to agree to your request. If we do agree, we will comply with your request unless the information is needed to provide you with emergency treatment.
All requests to restrict or limit disclosure of your personal health information must be made in writing. In your request, you must tell us (1) what information you want to limit; (2) whether you want to limit our use, disclosure, or both; and (3) to whom you want the limits to apply, for example, disclosures to your spouse.
- Right to Request Confidential Communications. You have the right to request that we communicate with you about your medical information by a different method or at a certain location. For example, you can ask that we only contact you at home or by mail. To request confidential communications, you must make your request in writing and state that the information could endanger you if it is not communicated by a different method or at a different location. Your request must specify how or where you wish to be contacted. We will accommodate your request if it is reasonable, if the request states that the information could endanger you if it is not provided by a different method or at a different location, and if it specifies the new method or location of contact.
- Right to a Paper Copy of This Notice. You have the right to receive a copy of this Notice upon request. To obtain a paper copy of this Notice, call the Employee Benefits Division at (518) 457-5754 (Albany area) or 1-800-833-4344 (U.S., Canada, Puerto Rico, Virgin Islands), visit our Web site at www.cs.state.ny.us, or write to the NYSHIP Privacy Official at the address provided below.
Exercising Your Rights or Obtaining More Information
To exercise your rights described in this Notice, please write to:
NYSHIP Privacy Official
New York State Department of Civil Service
Employee Benefits Division
Albany, New York 12239
Or, for more information call the Employee Benefits Division at (518) 457-5754 (Albany area) or 1-800-833-4344 (U.S., Canada, Puerto Rico, Virgin Islands), or visit our Web site at www.cs.state.ny.us.
Other Uses of Medical Information
Other uses and disclosure of medical information not covered by this Notice or the laws that apply to us will be made only with your written permission. If you provide us permission to use or disclose medical information about you, you may revoke that permission, in writing, at any time.
Changes to This Notice
NYSHIP reserves the right to change this Notice and make the revised or changed Notice effective for medical information we already have about you as well as any information we receive in the future. We will post a copy of the current Notice on our Web site and provide you with a paper copy of the revised Notice upon request. Additionally, if we materially change the Notice as it affects the Vision Plan, we will provide the revised Notice to Vision Plan enrollees.
If you believe your privacy rights have been violated, you may file a complaint with the Department of Civil Service or with the Secretary of the U.S. Department of Health and Human Services. To file a complaint with the Department of Civil Service, contact the Department's HIPAA Privacy Officer at (518) 473-1841 to request a form. You may also print the form from our Web site at www.cs.state.ny.us. Your complaint must be submitted in writing and should be filed within 180 days of when you learned of the problem. You will not be penalized for filing a complaint.