Planning to Retire?

Are you planning to retire soon? If so, congratulations! This section includes publications, videos, contact information and links to important resources that will help you prepare for retirement.

Remember to:

Read your New York State Health Insurance Program (NYSHIP) materials

Check the requirements for continuing your health insurance in retirement

Talk to your Health Benefits Administrator (HBA)

Inquire about a pre-retirement seminar (Pre-retirement seminars are held for New York State Executive Branch employees who are planning for retirement. Attendance is by reservation only. Please call your HBA for more information.)

Planning for Retirement Video:

Planning for Retirement Package:

Thinking about retiring? Order a Planning for Retirement Package, which includes a Planning for Retirement booklet, and a Benefits Checklist. These materials will help you navigate the retirement process, make important decisions and prepare for a meeting with your HBA.

NYSHIP General Information Book:

Your NYSHIP General Information Book explains your rights and responsibilities as an enrollee in the New York State Health Insurance Program (NYSHIP).

Refer to the following sections of the NYSHIP General Information Book for information about:

Eligibility for health insurance when you retire
Deferred Coverage
Sick Leave Credit
Dual Annuitant Sick Leave Credit
Medicare (for Active Employees for Retirees)

Pre-Retirement Presentation:

The New York State Health Insurance Program (NYSHIP) Pre-Retirement presentation was developed to assist New York State Executive Branch employees with guidance as they begin to plan their retirement. Please contact your Health Benefits Administrator (HBA) for seminar information.

Sick Leave Calculator

When you retire, you may be able use the value of your unused sick leave to reduce the cost of New York State Health Insurance Program (NYSHIP) coverage. Use this calculator to estimate the value of your sick leave credit. Please confirm your eligibility with your Health Benefits Administrator (HBA).

Additional Information:

Retiree Option Transfer Policy - NYSHIP enrollees with retiree benefits are permitted to change health insurance options at any time once during a 12-month period. This policy allows retirees more flexibility and time to consider personal factors affecting their health insurance option.

Dental and Vision Plans - Dental and vision benefits you may currently be receiving as an employee are not part of your health insurance and do not continue automatically. If you want to continue dental and vision benefits after retirement, you must request enrollment and pay a monthly premium.