Option Transfer Information for Retirees of New York State (NY) Agencies
Changing Your Health Insurance Plan
Consider your health insurance plan carefully. You may only change your health insurance plan more than once in a 12-month period if you move or add a new dependent to your coverage under certain conditions. See your NYSHIP General Information Book for details. You cannot change your health insurance plan more than once in a 12-month period because of a change in the providers who participate in your plan.
Select the counties in which you live and work and see a side-by-side benefit comparison of the plans available to you.
2025 Publications
Health Insurance Choices for 2025
Information on your health insurance options under NYSHIP.
2025 NYSHIP Rates & Information for NY Retirees
For retirees, vestees, dependent survivors and enrollees covered under Preferred List provisions of the State of New York and their enrolled dependents.
Effective January 1, 2025.
2025 NYSHIP Rates & Information for Direct Pay Enrollees
(Includes rates For Leave Without Pay (LWOP) status enrollees, COBRA enrollees and Young Adult Option (YAO) enrollees.)
Effective January 1, 2025.