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The Empire Plan is a unique health insurance plan designed especially for public employees in New York State. Empire Plan benefits include inpatient and outpatient hospital coverage, medical/surgical coverage, Centers of Excellence for transplants, infertility and cancer, home care services, equipment and supplies, mental health and substance abuse coverage and prescription drug coverage.

Financial Reports

Empire Plan Quarterly Experience Reports

Empire Plan Quarterly Experience Reports are mailed to Participating Agency employers. The reports provide comprehensive projections of Empire Plan experience for the remainder of the current year based on claims paid through the previous quarter and the projected premium rates for the following year. The reports explain the basis for the projections.

Most Recent Quarterly Reports

September 17, 2018

June 15, 2018

March 23, 2018

New York State/SUNY GASB 75/45 Valuation – Participating Agency Actuarial Assumption Reports

Under the Government Accounting Standard Board’s (GASB) Statement 75/45, government employers need to value their obligations for other postemployment benefits (OPEB). OPEB refers to the benefits, other than pensions, that a state or local government employee receives as part of his or her package of retirement benefits.

To assist Participating Agencies (PAs) of the New York State Health Insurance Program (NYSHIP) value their OPEB obligation under GASB 75/45, the New York State Department of Civil Service has made available Actuarial Assumption Reports that present assumptions and rationale used in the development of New York State and SUNY GASB Valuations.

2017 Participating Agency - Assumption Report

2016 Participating Agency – Assumption Report