The Empire Plan is a unique health insurance plan designed especially for public employees in New York State. Empire Plan benefits include inpatient and outpatient hospital coverage, medical/surgical coverage, Centers of Excellence for transplants, infertility and cancer, home care services, equipment and supplies, mental health and substance abuse coverage and prescription drug coverage.

2018 Participating Agency Monthly Empire Plan Premium Rates for Employers

Empire Plan

Plan Primary Enrollees
Individual $1,014.98
Family $2,348.15

Medicare Primary Enrollees
Individual $444.39
Family - one Medicare $1,777.54 (Family coverage with one member enrolled in Medicare)
Family - two Medicares $1,206.95 (Family coverage with two or more members enrolled in Medicare)

The Empire Plan Participating Agencies also pay a monthly administrative charge of $2.493 per enrollee.