The Empire Plan is a unique health insurance plan designed especially for public employees in New York State. Empire Plan benefits include inpatient and outpatient hospital coverage, medical/surgical coverage, Centers of Excellence for transplants, infertility and cancer, home care services, equipment and supplies, mental health and substance abuse coverage and prescription drug coverage.

A Plan as Great as the Empire State
The Empire Plan has a proven record of serving local governments and public employers throughout New York State.
It provides cost-effective, comprehensive health insurance coverage to the employees and families of almost 900 public employers.
Health care coverages and other benefits under The Empire Plan include:
- Inpatient and outpatient hospital coverage for medical, surgical and maternity care paid in full when in-network
- Medical and surgical coverage with network and non-network providers
- Home care services, diabetic supplies, durable medical equipment and some other medical supplies paid in full
- Chiropractic and physical therapy
- Prostheses and orthotic devices paid in full through network providers
- Programs for managing conditions including cardiovascular disease, asthma, depression, diabetes, chronic kidney disease, eating disorders and ADHD
- Access to Centers of Excellence for transplants, infertility, substance abuse and cancer
- A managed mental health and substance abuse program
- A prescription drug program
- The toll-free Empire Plan NurseLineSM for health information and support 24 hours a day, 365 days a year
If you are a public employer, The Empire Plan is specially designed for you. For decades, it has offered comprehensive coverage, dependability and customer support—making it easy to understand why New York State public employers and their employees benefit from choosing The Empire Plan.