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The Empire Plan is a unique health insurance plan designed especially for public employees in New York State. Empire Plan benefits include inpatient and outpatient hospital coverage, medical/surgical coverage, Centers of Excellence for transplants, infertility and cancer, home care services, equipment and supplies, mental health and substance abuse coverage and prescription drug coverage.

New York State of Opportunity


TO: Participating Agency Chief Executive Officers & Health Benefit Administrators
FROM: Employee Benefits Division
SUBJECT: Empire Plan Quarterly Experience Report
DATE: March 11, 2016

Enclosed are the Fourth Quarter Empire Plan Experience Report for 2015 and the cover letter to agency Chief Executive Officers. This report presents the projected 2015 Empire Plan experience and the projected 2017 premium rates.