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Current Publications — Participating Employers

Here are the latest publications for your group and plan option and NYSHIP in general. Read these to learn about NYSHIP benefits, requirements and costs—and how to make changes to your enrollment.

 Empire Plan

Dependent Survivor Checklist

A quick guide to reporting a NYSHIP enrollee's death and, if eligible, enrolling yourself in dependent survivor coverage.

Empire Plan Advanced Flexible Formulary: List of Covered Drugs

Effective April 2026. Review the list of all prescription drugs covered by The Empire Plan.

Empire Plan Advanced Flexible Formulary: Preferred Drug List

Effective April 2026. Learn which prescription drugs are preferred under The Empire Plan and which are acceptable alternatives.

Empire Plan At A Glance

Quickly see key 2026 benefits, coverage details and copayment amounts.

Empire Plan Certificate

A comprehensive overview of your NYSHIP coverage. This updated version is only available online and includes all amendments to the Empire Plan Certificate of July 1, 2023.

Empire Plan Certificate Amendments

Amendments to your NYSHIP coverage.

Empire Plan Copayments

See what you'll pay for services and prescriptions under The Empire Plan.

Empire Plan Preventive Care Coverage Guide

Take advantage of the preventive care services covered by The Empire Plan.

Empire Plan Report

Learn what's changing in 2025, including copays, coverage and virtual care updates.

End-Stage Renal Disease and NYSHIP

Information on accessing ESRD care and the NYSHIP/Medicare coordination process.

Health Insurance Choices for 2026

Compare your 2026 plan options and decide which coverage is best for you.

M/C Life: New York State Group Life Insurance Plan

Review the details of your M/C life insurance coverage.

Medicare and NYSHIP

Understand how NYSHIP changes once you're Medicare-eligible and how NYSHIP and Medicare coordinate your care.

Medicare and NYSHIP Flyer

See how enrolling in Medicare affects your NYSHIP benefits and what coverage to avoid.

NYSHIP General Information Book

Get easy-to-understand details on benefits, enrollment and coverage through life events or retirement.

NYSHIP Rate Changes for Direct-Pay Enrollees

See how much each NYSHIP plan option will cost you in 2026.

Out-of-Network Reimbursement Disclosures

Understand your rights, costs and protections when using out-of-network care.

Reporting Ons

Explore brief guides on topics like mental health, prescriptions and chronic conditions.

Summary of Benefits and Coverage

Compare plan benefits in this standardized document required by the Patient Protection and Affordable Care Act (PPACA).

The Empire Plan Across the United States

Learn how to access your Empire Plan benefits within the United States and its territories.

The Empire Plan Worldwide

Learn how to access your Empire Plan benefits outside of the United States and its territories.

When You Retire

What to know before separating from benefits-eligible service, including requirements for continued NYSHIP coverage in retirement.

 HMO

Dependent Survivor Checklist

A quick guide to reporting a NYSHIP enrollee's death and, if eligible, enrolling yourself in dependent survivor coverage.

M/C Life: New York State Group Life Insurance Plan

Review the details of your M/C life insurance coverage.

Medicare and NYSHIP

Understand how NYSHIP changes once you're Medicare-eligible and how NYSHIP and Medicare coordinate your care.

NYSHIP General Information Book

Get easy-to-understand details on benefits, enrollment and coverage through life events or retirement.

NYSHIP Rate Changes for Direct-Pay Enrollees

See how much each NYSHIP plan option will cost you in 2026.

Summary of Benefits and Coverage

Compare plan benefits in this standardized document required by the Patient Protection and Affordable Care Act (PPACA).

When You Retire

What to know before separating from benefits-eligible service, including requirements for continued NYSHIP coverage in retirement.